Connect
Open Banking Infrastructure
APIs for banks and lenders to build on.
Wyoming LLC · not a money transmitter
What we holdGlobal rails. Local settlement.
Multi-currency collection and settlement software for global merchants.
Harbour Coffee Co.
USD
240.00
Tap, insert or swipe
Approved
Money in motion
A design, not live movement.
Built for
- Shufti Pro KYC(live today)
- Visa
- Mastercard
- SEPA
- ACH
- SWIFT
Identity checks run today. Card and bank rails connect through licensed partners.
Fin · your AI partner
Your money, with a partner that answers.
Ask in plain words. Fin reads your own records and draws the answer.
How much did I take today?
FinDemo
USD 1,284.50 from 31 payments, 12% more than the same day last week.
Today at Harbour Coffee Co.
Taken
USD 1,284.50
31 payments
Average
USD 41.44
Last week
+12%
same day
Best hour
12 pm
Sample figures for a demo shop. Signed in, Fin answers from your own records.Open an account
Products
One gateway. Every corridor.
CardWalletBank
•••• 48213DS2 ✓
Pay USD 24.50
Collect
Digital Payment Gateways
Cards, wallets and bank transfers in one checkout.
EURUSD1,200.00
GBPUSD3,450.00
AEDUSD8,900.00
Settle
Cross-Border Settlements
Collect from abroad and see every balance.
POST /v1/payouts
→ 202 Accepted
webhook payout.settled
→ ERP ledger updated
Integrate
Enterprise Integrations
Webhooks and host-to-host links for your ERP.
Open Banking InfrastructureDigital Payment GatewaysCross-Border SettlementsEnterprise Integrations
4 servicesSee every serviceHow it works
Tap, scan or share a link.
- 01
Open an account
Sign up as a merchant in a few minutes.
- 02
Verify once
Hosted KYC checks your identity and business.
- 03
Get paid
Collections and settlements through partner banks.
Who it's for
Made for merchants everywhere.
Web, iOS & Android
Your console, on your phone.
- Payment links
- KYC status
- Settlements
- 2FA on every login
Scan to pay
USD89.00
Share link
Payment receivedUSD 89.00 · demo
Company record
Latest updates
Corporate
Stratos Fintech LLC organised in Wyoming
Tax
US EIN assigned
Platform
Merchant console and hosted KYC
Why Stratos
Built for the rails we serve.
Multi-currency collections
Global scheme & PSP fabric
Identity that banks recognise
A named Europe operator
No licence we do not hold
Security by design
AML / KYC programme architecture
A desk that answers in European hours
Who we are
A US company with a clear public record.
The Wyoming arm of Stratos Fintech. Live rails run only through licensed partners.
Live today
- Wyoming LLC
- EIN
- Ownership
- Software desk
- Hosted identity
- Europe coverage
Not held yet
- US money transmitter
- Banking licence
- EMI / e-money
Questions
Straight answers.
- 1Links create records today. Real collections start through licensed partners.
- 2When you are signed in. Fin reads only the records your account may see, and proposes changes you confirm.
- 3Identity checked by Shufti Pro (document and face). Two-factor by authenticator app or SMS code.
- 4Counted from Fin's capability registry. Every change Fin offers is a proposal a person confirms; larger ones need a second person.
- 5Each one is listed with its number on our trust page, with a link to check it.
- 6The web app, the Stratos app for iPhone and Android, a browser extension and a desktop companion.
- 7Nothing live moves money today. When payments go live, licensed partners hold and move the funds; we build and run the software.
Ready when you are.
Open an account today. Live rails run through licensed partners.